Fraud Victims Center · Procedure Guide

Why you should start with provisional attachment instead of waiting for judgment

Even if you win, there is nothing to collect if the other party has no assets. Provisional attachment is a system in which the court blocks the other party in advance from selling or hiding assets until the trial ends.

When provisional attachment is urgent

In fraud cases, time is especially critical in the following situations: when the bank did not grant payment suspension, when you hear that a payment suspension has been lifted, and when you hear that the other party is trying to sell a house or car.

Article 276 of the Civil Execution Act allows a debtor's assets to be frozen in advance to protect the right to receive money. You need to make a prima facie showing to the court that, unless action is taken now, execution may become difficult after judgment.

Assets that can be provisionally attached

  • Deposit claims · The account holder's bank deposits. These are used most often in fraud cases, and not only the account that received the loss but also the account holder's deposits at other banks can be targeted.
  • Real estate · Apartments, land and other property owned by the account holder. The provisional attachment is recorded in the property register, making disposal practically difficult.
  • Wage claims · If the account holder is employed, part of their wages can be frozen. To protect the person's livelihood, there are limits on the amount that can be attached.
  • Claims for return of a lease deposit · If the account holder lives in a jeonse or monthly-rent home, the deposit they will later receive from the landlord can be targeted.

From filing to execution

  1. Prepare the application and supporting materialsPrepare transfer records, conversations, the receipt for the criminal complaint, and the account holder's personal information. You must make a prima facie showing of both the damages claim (the right to be preserved) and the need for provisional attachment.
  2. File with the courtSubmit it to the court with jurisdiction over the debtor's address or the place where the property to be attached is located.
  3. Provide securityThe court requires security against losses the debtor may suffer due to the provisional attachment. A cash deposit is the rule, but in many cases it can be replaced by a certificate under a payment guarantee entrustment contract with a guarantee insurance company (a deposit guarantee insurance certificate), so the cost burden is not large.
  4. Decision and executionOnce the decision is made, it takes effect when served on the bank or entered at the registry office. It takes anywhere from a few days to a few weeks after filing, depending on the case.

After provisional attachment

Provisional attachment is only a temporary measure. To actually obtain the money, you must win a judgment in the main lawsuit. If the debtor's side applies for an order to file suit, you must start the lawsuit within the set deadline, and if you fail to do so, the provisional attachment may be canceled (Article 287 of the Civil Execution Act).

Once a final judgment is issued, the provisional attachment is converted into a full attachment. For deposits, the money is collected directly from the bank through a collection order or an assignment order.

A criminal complaint alone does not freeze assets · Because criminal proceedings aim at punishment, they do not preserve the account holder's assets on your behalf during the investigation. Assets are often disposed of during the months spent waiting for the outcome of the investigation, so it is best to pursue the complaint and provisional attachment side by side.

Frequently Asked Questions

Can I apply even if I do not know how much the other party owns?
For deposits, if you apply naming specific banks, the amount remaining at those banks is frozen up to the limit. You can also apply to several banks at once. For real estate, ownership can be checked through the property register.
What happens if I obtain provisional attachment and then lose the lawsuit?
If the provisional attachment caused the other party a loss, you may have to compensate it, and the security you provided is used for that. This is why we carefully assess the prospects of winning before filing.
Can provisional attachment be placed on an account that is already under payment suspension?
Yes. In a case where the payment suspension may be lifted, it is safer to obtain provisional attachment in advance, before it is lifted.

Related Guides

Written on the basis of Korean statutes in force (National Law Information Center, Ministry of Government Legislation) and court precedents as of October 20, 2026. Results may differ with amendments to the law or the facts of each case. This page is general information, not legal advice.

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